Colorado Association of REALTORS | FEMA
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The Impact of National Flood Insurance Program

As of May 1, 2014, all buyers of older properties (“pre-FIRM”) will see a premium rate reduction under the Homeowner Flood Insurance Affordability Act of 2014. Instead of jumping to “full cost” for flood insurance, buyers will assume the seller’s Oct-2013 rate for a pre-FIRM property. NAR prevailed upon FEMA to implement this provision seven months early.  FEMA also extended the rate relief...

Four Steps to Appeal Your Flood Insurance Claim

As the November 14 deadline draws near for filing flood damage claims, survivors may have questions or need additional information regarding any determination their insurer might make regarding their claim. If an insurer sends a written denial of the claim or part of a claim, an owner can appeal this determination. To file an appeal, learn about the four steps you...